Financial difficulties are problems related to money.
We must know, how we are being paid for in the first place.
We are being paid, only if, we produce a certain product or service, that others need or want.
So, to get out of financial woes, we need to:
1. Pray earnestly to God for forgiveness, grace, and mercy.
2. Identify a niche product or service that others need or want and our capability to fulfill the needs.
3. Ask for God's discernment for the product or service after doing a proper SWOT analysis.
4. Be Productive, Work Hard on your new ventures.
5. No turning back, Let God take care of the rest.
6. If you fail, repeat back Step 1 to 5.
Wishing you success in your new ventures.
Moral of the story: The light of the faithful will not be put off.
In God we trust,
Dr. Lion.
Tuesday, 21 May 2019
Friday, 17 May 2019
Gratitude: Do Count our Blessing and Grateful for our Losses
In order to live a fulfilling life, we need to have Gratitude.
What is really Gratitude?
Gratitude is really about Counting our blessing and Grateful for our losses.
If we count our blessing, we are happy for being alive, able to eat, drink, able to move about, able to sleep soundly, do our normal and daily activities with equanimity in the mood.
Health Economics have our well being calculated in scales such as the EQ-5D scale or SF-36 scale that measures out normal activities, daily activities, mobility, sleep patterns, and mood.
We thank God for being alive, to put in simpleton words.
If we are grateful for our losses, we will thank God because our losses are smaller, than it originally plans to be.
Say, we were rewarded with five talents, we can be jealous or covet on those with ten talents or we can be grateful that we have four more talents than those with only one talent.
Talents are synonyms here with money, resources, knowledge or opportunities.
Whatever it is in life, do what best, with whatever we have and not grief for our losses, a man can only grief until bedtime.
In other words, A man can only carry their grief, to their bed or maximum to our death chamber.
A living dog is better than a dead lion, for the dead, does not know the works of the living and they don't have their reward anymore.
Moral of the story: Use our life to accumulate good deeds and remember that we must have a survival mentality to enhance our blessing and not a victim anymore, to let our losses have dominion over us.
God loves the grateful and abhors the covet.
In God we trust,
Dr. Lion.
What is really Gratitude?
Gratitude is really about Counting our blessing and Grateful for our losses.
If we count our blessing, we are happy for being alive, able to eat, drink, able to move about, able to sleep soundly, do our normal and daily activities with equanimity in the mood.
Health Economics have our well being calculated in scales such as the EQ-5D scale or SF-36 scale that measures out normal activities, daily activities, mobility, sleep patterns, and mood.
We thank God for being alive, to put in simpleton words.
If we are grateful for our losses, we will thank God because our losses are smaller, than it originally plans to be.
Say, we were rewarded with five talents, we can be jealous or covet on those with ten talents or we can be grateful that we have four more talents than those with only one talent.
Talents are synonyms here with money, resources, knowledge or opportunities.
Whatever it is in life, do what best, with whatever we have and not grief for our losses, a man can only grief until bedtime.
In other words, A man can only carry their grief, to their bed or maximum to our death chamber.
A living dog is better than a dead lion, for the dead, does not know the works of the living and they don't have their reward anymore.
Moral of the story: Use our life to accumulate good deeds and remember that we must have a survival mentality to enhance our blessing and not a victim anymore, to let our losses have dominion over us.
God loves the grateful and abhors the covet.
In God we trust,
Dr. Lion.
Wednesday, 15 May 2019
Stock market is the most cruel game in the Universe
"Stock is the cruelest game in the Universe and is aka as the Amazon Jungle."
Judge from the above premise, we all know that millions of money and life have been make and loss in the stock market.
The stock market is the cruelest game in the world, many hard earn money, go with the wind and many commit suicides, due to mixed up of greed and fear as well as ignorant of how the market work.
Let us see the participants in this Amazon Jungle:
1. The Crocodile Boss: The Crocodile Boss control the company, news, and resources and will leave baits before the victims (water fish) before eating the victims alive and go into hibernation for some time.
2. The Fresh Water Sharky Banker: The Sharky Banker control the money, loans and also the corporate announcements and will let go the baits (credit and good corporate news) initially to entails the victims to buy and will rail in the baits (call back credit, increase interest rates and bad corporate news) to rail in the victims and make them lose big time.
3. The Piranha Day Traders: The Piranha Day Trader will rail their victims with news, enormous profits and sure win money game strategy that they conjure. Once the victims enter, the Piranha Day Traders will come in a swarm of bees and suck the victim dry.
4. The Coral Snake Press: The Coral Snake Press will lure the victims with their colorful economic news or corporate announcements and told them this is classified info and asked the victim to buy big time and will camouflage into a snake to eat the victims' alive with bad news and bad corporate announcements as the time goes by
5. The Water Fish Punters: The Water Fish Punters, are victims like you and me:
I. Victims of the Crocodile Boss disposal at a higher price and their buybacks of the scripts when the price collapse.
II. Victims of the Sharky Banker which promotes shares and give margin during the boom and railing in baits during the bust.
III. Victims of the Piranha Day Trader, which suck the victims dry with the inflated price of share that they have bought for a fraction earlier on.
IV. Victims of the Coral Snake Press, which control the world news, corporate news and classified info, which they entail you to buy with a small profit and entails you to purge all your asset to the Crocodile Boss, Sharky Banker, and Piranha Trader during bad times via negative world news, corporate news and classified info.
We as Water Fish Punters need to "evolve and change or we will perish in the Amazon Jungle in no time."
We need to be survivors and not victims of the Crocodile Boss, Sharky Banker, Piranha Trader or Coral Snake Press anymore.
You will ask me "How?"
The answer is that we must be a survivor and not a victim anymore to survive in this Amazon Jungle, We need to be a Contrarian and a Great Boxer, so that we are prepared to fight them all, at all cost, all the time:
A. The Coral Snake Press with their news and classified info by acting contrary to them,
B. The Piranha Day Trader with their recommendations and sure win formula by trusting no one,
C. The Sharky Banker by doing what we always do in the reverse of their recommendations(buying Good Dividend, low Price to Book Value Ratio and High Growth in Earning Per Share Stock) during a crash
D. Trust not the Crocodile Boss and his lieutenants of Directors in all their dealings. They are there to confuse us and make big meat, out of us. Be a Contrarian and evaluate each company as a whole business per se, buying only Good Company, that is, paying Good Dividend at Low Price to Book Value Ratio and Growth in Earning Per Share when General Market permits via "Buy Low, Sell High or Buy High, Sell Higher."
In Conclusion: Do our Shopping for High-Quality Stock together with The Crocodile Boss, Sharky Banker, Piranha Day Trader, and the Coral Snake Press during bad times.
Moral of the Story: Market move in "Boom-Bust-Boom" cycle and If you cannot fight them joint them.
Be Bless As Always.
Dr Lion.
Judge from the above premise, we all know that millions of money and life have been make and loss in the stock market.
The stock market is the cruelest game in the world, many hard earn money, go with the wind and many commit suicides, due to mixed up of greed and fear as well as ignorant of how the market work.
Let us see the participants in this Amazon Jungle:
1. The Crocodile Boss: The Crocodile Boss control the company, news, and resources and will leave baits before the victims (water fish) before eating the victims alive and go into hibernation for some time.
2. The Fresh Water Sharky Banker: The Sharky Banker control the money, loans and also the corporate announcements and will let go the baits (credit and good corporate news) initially to entails the victims to buy and will rail in the baits (call back credit, increase interest rates and bad corporate news) to rail in the victims and make them lose big time.
3. The Piranha Day Traders: The Piranha Day Trader will rail their victims with news, enormous profits and sure win money game strategy that they conjure. Once the victims enter, the Piranha Day Traders will come in a swarm of bees and suck the victim dry.
4. The Coral Snake Press: The Coral Snake Press will lure the victims with their colorful economic news or corporate announcements and told them this is classified info and asked the victim to buy big time and will camouflage into a snake to eat the victims' alive with bad news and bad corporate announcements as the time goes by
5. The Water Fish Punters: The Water Fish Punters, are victims like you and me:
I. Victims of the Crocodile Boss disposal at a higher price and their buybacks of the scripts when the price collapse.
II. Victims of the Sharky Banker which promotes shares and give margin during the boom and railing in baits during the bust.
III. Victims of the Piranha Day Trader, which suck the victims dry with the inflated price of share that they have bought for a fraction earlier on.
IV. Victims of the Coral Snake Press, which control the world news, corporate news and classified info, which they entail you to buy with a small profit and entails you to purge all your asset to the Crocodile Boss, Sharky Banker, and Piranha Trader during bad times via negative world news, corporate news and classified info.
We as Water Fish Punters need to "evolve and change or we will perish in the Amazon Jungle in no time."
We need to be survivors and not victims of the Crocodile Boss, Sharky Banker, Piranha Trader or Coral Snake Press anymore.
You will ask me "How?"
The answer is that we must be a survivor and not a victim anymore to survive in this Amazon Jungle, We need to be a Contrarian and a Great Boxer, so that we are prepared to fight them all, at all cost, all the time:
A. The Coral Snake Press with their news and classified info by acting contrary to them,
B. The Piranha Day Trader with their recommendations and sure win formula by trusting no one,
C. The Sharky Banker by doing what we always do in the reverse of their recommendations(buying Good Dividend, low Price to Book Value Ratio and High Growth in Earning Per Share Stock) during a crash
D. Trust not the Crocodile Boss and his lieutenants of Directors in all their dealings. They are there to confuse us and make big meat, out of us. Be a Contrarian and evaluate each company as a whole business per se, buying only Good Company, that is, paying Good Dividend at Low Price to Book Value Ratio and Growth in Earning Per Share when General Market permits via "Buy Low, Sell High or Buy High, Sell Higher."
In Conclusion: Do our Shopping for High-Quality Stock together with The Crocodile Boss, Sharky Banker, Piranha Day Trader, and the Coral Snake Press during bad times.
Moral of the Story: Market move in "Boom-Bust-Boom" cycle and If you cannot fight them joint them.
Be Bless As Always.
Dr Lion.
Friday, 10 May 2019
Which age group of mouse from a group of mice should tie the bell on the cat's neck?: Continuous Education make us a productive person.
In life, if we lose our job or our livelihood, don't be despair, get a new job or if it is not possible, go for retraining.
The best occupation is an occupation that involved licensing, permit or professional service.
But you will ask me "Who will tie the bell on the cat's neck? It is never too old, never too young or never too late."
Past is about regret and the future is about fear.
If you live well in the present with calculated risk, your future will be at least better than you were to live a reckless living.
As the saying goes, if you fail to plan, you plan to fail.
Moral of the story: Take care of the boat's rudder and your destination is ensured.
God bless you,
Dr. Lion.
The best occupation is an occupation that involved licensing, permit or professional service.
But you will ask me "Who will tie the bell on the cat's neck? It is never too old, never too young or never too late."
Past is about regret and the future is about fear.
If you live well in the present with calculated risk, your future will be at least better than you were to live a reckless living.
As the saying goes, if you fail to plan, you plan to fail.
Moral of the story: Take care of the boat's rudder and your destination is ensured.
God bless you,
Dr. Lion.
Death due to unforgiveness.
Unforgiveness is a sin itself, as unforgiveness leads to a myriad of health problems.
Why is this so?
Unforgiveness is a fire that burns oneself from inside, in fact, it is our sympathetic fire.
When our sympathetic fire burns ourself, our fear or flight response is activated leading to palpitation, blurred vision, asthmatic attack, and even peptic ulcer.
If we live on with sympathetic fire, we would soon be hospitalized as our risk factors as above leads to full-blown disease and soon to other morbidity conditions such as stroke, heart attack, cancer or even asthmatic attack which can lead to sudden death.
Do have peace with yourself and don't play the script that burns you to death.
Playing with unwholesome emotion is unhealthy, as the fire in small quantity is wholesome, in large quantity is detrimental to life, as it can burn you to death.
Moral of the story: Don't let unforgiveness claim another life. Love yourself.
Be Bless As Always,
Dr. Lion.
Why is this so?
Unforgiveness is a fire that burns oneself from inside, in fact, it is our sympathetic fire.
When our sympathetic fire burns ourself, our fear or flight response is activated leading to palpitation, blurred vision, asthmatic attack, and even peptic ulcer.
If we live on with sympathetic fire, we would soon be hospitalized as our risk factors as above leads to full-blown disease and soon to other morbidity conditions such as stroke, heart attack, cancer or even asthmatic attack which can lead to sudden death.
Do have peace with yourself and don't play the script that burns you to death.
Playing with unwholesome emotion is unhealthy, as the fire in small quantity is wholesome, in large quantity is detrimental to life, as it can burn you to death.
Moral of the story: Don't let unforgiveness claim another life. Love yourself.
Be Bless As Always,
Dr. Lion.
Thursday, 9 May 2019
The Invincible Hands and The Multiplier Effects
Economic comes from the Greek word "Oikonomia."
Oikonomia is the direct translation for the Greek word household management.
Therefore, whoever that can manage their household income and expenses best, is the winner in Economics, through budgeting and forecasting. Budgeting is to study the flow of money in our daily life, income, and expenditure. While, forecasting, is to model the economic activity and predict the most likely course of the business cycle in the aggregates in macroeconomics and to take appropriate action to profit from it accordingly via microeconomics.
In Economics there will also be theories like "Invincible hands" and "multiplier effects."
In Invincible hands theory, a business that is not of relevant, high quality and at a comfortable price for the consumer will be booted out by the consumer that demand things at "higher value and cheaper price" each time they make a purchase. So, a business that is not efficient (Cheaper in cost) or effective (Cost-Effective) will be booted out in no time by the Consumers - this is called the Invincible Hands in Economics.
In Multiplier Effects Economy, Good Government should act as the Social Fabric that regulates and grow the economy. Government should encourage economic activity that has the highest Cost-Effectiveness in the economy like encouraging spending on infrastructure healthcare or education, which would bring in more Economics Activity and Multiplier Effects in the economy, whereby every dollar the government spending will increase the money in circulation on average 10x, as consumers that feel more wealthy, from the economic prosperity, will be more willing to consume more goods, thus, making the economy more robust, prosperous and Cost-Effective in nature for every dollar the government spend.
Moral of the Story: Efficiency, Effectiveness and Affordability will prevail in the end.
Be Bless As Always,
Dr Lion.
Oikonomia is the direct translation for the Greek word household management.
Therefore, whoever that can manage their household income and expenses best, is the winner in Economics, through budgeting and forecasting. Budgeting is to study the flow of money in our daily life, income, and expenditure. While, forecasting, is to model the economic activity and predict the most likely course of the business cycle in the aggregates in macroeconomics and to take appropriate action to profit from it accordingly via microeconomics.
In Economics there will also be theories like "Invincible hands" and "multiplier effects."
In Invincible hands theory, a business that is not of relevant, high quality and at a comfortable price for the consumer will be booted out by the consumer that demand things at "higher value and cheaper price" each time they make a purchase. So, a business that is not efficient (Cheaper in cost) or effective (Cost-Effective) will be booted out in no time by the Consumers - this is called the Invincible Hands in Economics.
In Multiplier Effects Economy, Good Government should act as the Social Fabric that regulates and grow the economy. Government should encourage economic activity that has the highest Cost-Effectiveness in the economy like encouraging spending on infrastructure healthcare or education, which would bring in more Economics Activity and Multiplier Effects in the economy, whereby every dollar the government spending will increase the money in circulation on average 10x, as consumers that feel more wealthy, from the economic prosperity, will be more willing to consume more goods, thus, making the economy more robust, prosperous and Cost-Effective in nature for every dollar the government spend.
Moral of the Story: Efficiency, Effectiveness and Affordability will prevail in the end.
Be Bless As Always,
Dr Lion.
Wednesday, 8 May 2019
Espirits de Corps: The synergistic of Teamworks
Once there lived a very poor farmer Ai, have only barely food to eat.
One day, he decided to marry a rich and beautiful princess after knowing that the king is looking for a bright subject as his heir and king-to-be.
He told the town-folk about it and they said that he was mad.
One fine day, he packed his bag and moved towards the capital city.
Along his way, he met a very hungry giant, Bel. Looking pity on the giant, he shared his bread with the giant and the giant followed him on his quest.
After a short while, he met a group of town-folk accusing a certain man, Cutch, with long hands of stealing some eggs. He paid the judge a certain bail and the man was freed. The man decided to follow him on his quest.
Thirdly, he met someone who lost his spectacles. He decided to get the guy, Dosh a new spectacle at the nearby shop. The guy also thanked him and followed him on his quest.
Finally, he came to the capital and in the Central of the capital stood a magnificent castle.
The king was hosting a party for everyone and was also hosting a competition to locate his crown.
The king proclaimed "Whoever that successfully, locate the crown, would marry the princess."
So Ai decided to try his luck. He was wondering where he can find the crown.
He was not successful in his first attempt. Dosh comes to his rescue and told him that the crown was hidden in the bottom of a lake. Bel told him he could dry up the water in the lake and Cutch told him that he is very skillful in retrieving the crown.
So, Ai found the crown with the help of Bel, Cutch, and Dosh. Ai married the princess and become the heir to the kingdom due to help from his friends.
A friend in need is a friend indeed.
Moral of the Story: Impossible things are possible with Teamworks.
Be Bless As Always,
Dr Lion.
One day, he decided to marry a rich and beautiful princess after knowing that the king is looking for a bright subject as his heir and king-to-be.
He told the town-folk about it and they said that he was mad.
One fine day, he packed his bag and moved towards the capital city.
Along his way, he met a very hungry giant, Bel. Looking pity on the giant, he shared his bread with the giant and the giant followed him on his quest.
After a short while, he met a group of town-folk accusing a certain man, Cutch, with long hands of stealing some eggs. He paid the judge a certain bail and the man was freed. The man decided to follow him on his quest.
Thirdly, he met someone who lost his spectacles. He decided to get the guy, Dosh a new spectacle at the nearby shop. The guy also thanked him and followed him on his quest.
Finally, he came to the capital and in the Central of the capital stood a magnificent castle.
The king was hosting a party for everyone and was also hosting a competition to locate his crown.
The king proclaimed "Whoever that successfully, locate the crown, would marry the princess."
So Ai decided to try his luck. He was wondering where he can find the crown.
He was not successful in his first attempt. Dosh comes to his rescue and told him that the crown was hidden in the bottom of a lake. Bel told him he could dry up the water in the lake and Cutch told him that he is very skillful in retrieving the crown.
So, Ai found the crown with the help of Bel, Cutch, and Dosh. Ai married the princess and become the heir to the kingdom due to help from his friends.
A friend in need is a friend indeed.
Moral of the Story: Impossible things are possible with Teamworks.
Be Bless As Always,
Dr Lion.
Sunday, 5 May 2019
The Story about Money
Once, there was a man, Mr. Poor, who have the lady luck to meet Mr. Money.
Mr. Poor asked Mr. Money, "Why I am always poor?"
Mr. Money answered "You are always chasing after money. That is why you are always poor."
Mr. Poor asked further, "Then how can I be rich?"
Mr. Money answered, "Let money chase you and not you chasing after money anymore."
Mr. Poor was confused and asked, "Can you enlighten me, Mr. Money."
Mr. Money answered "Man has two legs while money has four legs. If a man with two legs were to chase after money with four legs. Money with four legs will outpaced man with two legs. Therefore, you need to sit thigh and wait for money with four legs to chase after you."
Mr. Poor nodded in unison.
Mr. Money continues "There is five rule of money:
1. That is to buy things or asset of value such as Grab, Ground, Gasoline, Gold, and Gourd.
2. Wait for the price to appreciate as the sitting is the one that makes us the most money.
3. Not chase after 'Fools Gold' as all things that glitters are not Gold.
4. Always exchange a thing of lesser value for a thing of better value based on price to book value ratio as in the Short term all assets is a Voting Machine. The long term all assets is a weighing machine.
5. Always Think and Be Positive."
Mr. Poor thanks Mr. Money, promised to amend his way and from that day decided to be Mr. Rich.
Be Bless As Always,
Dr Lion.
Mr. Poor asked Mr. Money, "Why I am always poor?"
Mr. Money answered "You are always chasing after money. That is why you are always poor."
Mr. Poor asked further, "Then how can I be rich?"
Mr. Money answered, "Let money chase you and not you chasing after money anymore."
Mr. Poor was confused and asked, "Can you enlighten me, Mr. Money."
Mr. Money answered "Man has two legs while money has four legs. If a man with two legs were to chase after money with four legs. Money with four legs will outpaced man with two legs. Therefore, you need to sit thigh and wait for money with four legs to chase after you."
Mr. Poor nodded in unison.
Mr. Money continues "There is five rule of money:
1. That is to buy things or asset of value such as Grab, Ground, Gasoline, Gold, and Gourd.
2. Wait for the price to appreciate as the sitting is the one that makes us the most money.
3. Not chase after 'Fools Gold' as all things that glitters are not Gold.
4. Always exchange a thing of lesser value for a thing of better value based on price to book value ratio as in the Short term all assets is a Voting Machine. The long term all assets is a weighing machine.
5. Always Think and Be Positive."
Mr. Poor thanks Mr. Money, promised to amend his way and from that day decided to be Mr. Rich.
Be Bless As Always,
Dr Lion.
Thursday, 2 May 2019
Stock Speculation is a Mind Game: Fear and Greed factor
The stock market is akin to playing the game of Throne.
In the game of Throne, every participant will be subjected to the Fear and Greed Factor.
All of us will Fear if the stock market drops and will be greedy if the stock market goes up.
We need to be able to control our greed and fear if we want to successfully speculate in the market.
If we mixed our greed and fear, that is the spell for disaster.
If we are fearful when we should be greedy, we will sell, when we should be buying.
If we are greedy when we should be fearful, we will buy, when we should be selling.
The only way to win in the stock market is "buy low, sell high", "keep cool" and "make sure, you take out more money than you put in".
Romance with the stock market is akin to suffering from bipolar disorder, sometimes the market make us euphoric (when there is frenzy) and depression (when the market collapsed).
Moral of the story: Be able to keep our head cool, when others' lose theirs is the highest blessing.
Be Bless As Always,
Dr Lion.
In the game of Throne, every participant will be subjected to the Fear and Greed Factor.
All of us will Fear if the stock market drops and will be greedy if the stock market goes up.
We need to be able to control our greed and fear if we want to successfully speculate in the market.
If we mixed our greed and fear, that is the spell for disaster.
If we are fearful when we should be greedy, we will sell, when we should be buying.
If we are greedy when we should be fearful, we will buy, when we should be selling.
The only way to win in the stock market is "buy low, sell high", "keep cool" and "make sure, you take out more money than you put in".
Romance with the stock market is akin to suffering from bipolar disorder, sometimes the market make us euphoric (when there is frenzy) and depression (when the market collapsed).
Moral of the story: Be able to keep our head cool, when others' lose theirs is the highest blessing.
Be Bless As Always,
Dr Lion.
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